1st Financial, INC.
Non-bank mortgage companies in Millersville, MD
HMDA 2025 filer
Public-record details
- Location
- Millersville, MD 21108
- Listed under
- Non-bank mortgage companies, Government-backed loans
- Institution type
- Non-bank mortgage company
- HMDA filing agency
- Department of Housing and Urban Development (non-depository lender)
- Legal Entity Identifier (LEI)
- 549300AT7S7TRS2KSX88
- Loans originated (2025)
- 248 ($106.3 million)
- Average loan originated
- $428,548
- Applications received (2025)
- 419
- Share of decided applications approved
- 90% of 299
- Applications withdrawn or closed incomplete
- 29% of applications
- Loan purposes (originated)
- home purchase 84%, cash-out refinancing 11%, refinancing 4%
- Loan types (originated)
- Conventional 71%, FHA 27%, VA 1%, USDA 1%
- Loans bought from other lenders
- 0
- States with HMDA records (2025)
- 8
- Largest states
- FL 74%, MD 21%, VA 2%, TX 1%, DC 1%
- HMDA records, 2024 → 2025
- 676 → 419
Public record, not an endorsement. This listing was compiled from public records as of 2026-10-16 and may be incomplete or out of date. Mortgage Lender Data does not vet, employ, recommend or guarantee mortgage lenders; a badge reflects only what the public record showed on that date. Confirm current details with the official record before you decide. The information on Mortgage Lender Data is not financial or legal advice and is not an offer of credit. We are not a lender, mortgage broker or loan originator; we take no applications, pass on no borrower information and recommend no lender. Lending figures come from each lender's HMDA filing for the year shown and describe past lending, not the rate, terms or decision you will get. Compare Loan Estimates from several lenders before you choose. Full disclaimer · Report an error
What these figures mean
- Loans originated: closed-end and open-end mortgage loans the lender made in 2025 and reported under HMDA, all purposes, first and subordinate liens.
- Share of decided applications approved: applications that were approved (whether or not the applicant took the loan) divided by applications that were approved or denied. Withdrawn and incomplete applications and preapproval requests are left out. It reflects the mix of people who applied to this lender, its products and its market, so it is not your chance of approval and not a measure of fairness.
- Largest states: each state's share of the lender's HMDA records (applications, originations and purchased loans).