Industrial Cu of Whatcom County

Public-record details

Address

1100 North State Street, Bellingham, WA 98225

Listed under

Credit unions

Institution type

Credit union

HMDA filing agency

National Credit Union Administration

Legal Entity Identifier (LEI)

549300DJT1WS6SELJS28

Loans originated (2025)

58 ($18.5 million)

Average loan originated

$319,655

Applications received (2025)

109

Share of decided applications approved

81% of 77

Applications withdrawn or closed incomplete

29% of applications

Loan purposes (originated)

home purchase 55%, cash-out refinancing 31%, refinancing 14%

Loan types (originated)

Conventional 93%, VA 5%, USDA 2%

Loans bought from other lenders

0

States with HMDA records (2025)

1

Largest states

WA 100%

HMDA records, 2024 → 2025

86 → 109

Filed 2025 Home Mortgage Disclosure Act data under LEI 549300DJT1WS6SELJS28, as published by the FFIEC and CFPB. Source: FFIEC / CFPB HMDA 2025 data (record). Data as of 2026-10-16.

Public record, not an endorsement. This listing was compiled from public records as of 2026-10-16 and may be incomplete or out of date. Mortgage Lender Data does not vet, employ, recommend or guarantee mortgage lenders; a badge reflects only what the public record showed on that date. Confirm current details with the official record before you decide. The information on Mortgage Lender Data is not financial or legal advice and is not an offer of credit. We are not a lender, mortgage broker or loan originator; we take no applications, pass on no borrower information and recommend no lender. Lending figures come from each lender's HMDA filing for the year shown and describe past lending, not the rate, terms or decision you will get. Compare Loan Estimates from several lenders before you choose. Full disclaimer · Report an error

What these figures mean

• Loans originated: closed-end and open-end mortgage loans the lender made in 2025 and reported under HMDA, all purposes, first and subordinate liens.
• Share of decided applications approved: applications that were approved (whether or not the applicant took the loan) divided by applications that were approved or denied. Withdrawn and incomplete applications and preapproval requests are left out. It reflects the mix of people who applied to this lender, its products and its market, so it is not your chance of approval and not a measure of fairness.
• Largest states: each state's share of the lender's HMDA records (applications, originations and purchased loans).

All figures are the lender's own HMDA filing as published by the FFIEC and the CFPB, not our estimates. Open this lender in the HMDA Data Browser ↗ · GLEIF record ↗. Check that any lender is licensed where you live on NMLS Consumer Access ↗.