American Riviera Bank

Public-record details

Address

3780 State Street, Second Floor, Santa Barbara, CA 93105

Listed under

Banks & savings institutions

Institution type

Bank or savings institution

HMDA filing agency

Federal Deposit Insurance Corporation

Legal Entity Identifier (LEI)

2549003O1765OJT2BV03

Loans originated (2025)

28 ($36.2 million)

Average loan originated

$1,293,929

Applications received (2025)

37

Share of decided applications approved

85% of 33

Applications withdrawn or closed incomplete

11% of applications

Loan purposes (originated)

refinancing 43%, home purchase 32%, cash-out refinancing 14%, home improvement 11%

Loan types (originated)

Conventional 100%

Loans bought from other lenders

0

States with HMDA records (2025)

2

Largest states

CA 97%, ID 3%

HMDA records, 2024 → 2025

31 → 40

Filed 2025 Home Mortgage Disclosure Act data under LEI 2549003O1765OJT2BV03, as published by the FFIEC and CFPB. Source: FFIEC / CFPB HMDA 2025 data (record). Data as of 2026-10-16.

Public record, not an endorsement. This listing was compiled from public records as of 2026-10-16 and may be incomplete or out of date. Mortgage Lender Data does not vet, employ, recommend or guarantee mortgage lenders; a badge reflects only what the public record showed on that date. Confirm current details with the official record before you decide. The information on Mortgage Lender Data is not financial or legal advice and is not an offer of credit. We are not a lender, mortgage broker or loan originator; we take no applications, pass on no borrower information and recommend no lender. Lending figures come from each lender's HMDA filing for the year shown and describe past lending, not the rate, terms or decision you will get. Compare Loan Estimates from several lenders before you choose. Full disclaimer · Report an error

What these figures mean

• Loans originated: closed-end and open-end mortgage loans the lender made in 2025 and reported under HMDA, all purposes, first and subordinate liens.
• Share of decided applications approved: applications that were approved (whether or not the applicant took the loan) divided by applications that were approved or denied. Withdrawn and incomplete applications and preapproval requests are left out. It reflects the mix of people who applied to this lender, its products and its market, so it is not your chance of approval and not a measure of fairness.
• Largest states: each state's share of the lender's HMDA records (applications, originations and purchased loans).

All figures are the lender's own HMDA filing as published by the FFIEC and the CFPB, not our estimates. Open this lender in the HMDA Data Browser ↗ · GLEIF record ↗. Check that any lender is licensed where you live on NMLS Consumer Access ↗.